ICO Exporters

Short-term financing to facilitate the commercial activity of companies abroad

ICO Exporters
Who is it for?
  • The self-employed, entrepreneurs and companies with registered office in Spain
Where can I apply?    
  • At credit institutions directly
Maximum amount per customer    
  • Outstanding balance of up to EUR 12.5 million per customer per year, in one or more operations
What does it finance?    
  • Obtaining liquidity through advances on invoices originating from the company’s commercial activities abroad
  • Pre-financing to cover the costs of producing goods and services sold abroad
  • Type of financing agreement agreed on by the customer and the Credit Institution
Interest rate
  • Variable, plus the margin established by the credit institution
  • 2024

Contenido de la pestaña información


Projects under this line could benefit from partial or total financing from the European Investment Bank (EIB), as well as from other multilateral institutions or development agencies, in the framework of their interventions in favor of European SMEs. The EIB participates alongside financial institutions in the financing of projects meeting the economic objectives set by the European Union.